5 Things I Wish I Had Known at 20

February 23, 2026

## Introduction

When we are twenty years old, we feel like we have the entire world ahead of us. It is a phase of big dreams and unlimited ambitions, but also a phase of life-defining decisions that shape our future. If I could turn back time, I wish someone had told me these five lessons that can radically change the course of life.

## 1. The Power of Continuous Learning Is as Important as a University Degree

At twenty, we believe that a university degree is the only ticket to success. But the truth is that learning doesn’t stop after graduation. The world is changing at an astonishing pace, and the skills you learn today may become obsolete tomorrow.

Had I known this earlier, I would have invested my free time in learning new skills: a foreign language, coding, communication skills, or even playing a musical instrument. Continuous learning is what keeps you relevant in the job market and enriches your personal life. As Benjamin Franklin said, “An investment in knowledge pays the best interest.”

## 2. Health Is True Wealth

In our twenties, we feel invincible. We neglect sleep, eat poorly, and don’t exercise regularly. We think our bodies will remain strong forever.

Had I realized early on that the healthy habits you cultivate today are what you will reap in your forties and fifties, I would have taken better care of my body. Adequate sleep, balanced nutrition, and regular exercise are not luxuries—they are investments in your future. A healthy body is the foundation for a healthy mind and a productive life.

## 3. Failure Is Not the End, But the True Beginning

In our youth, we are pathologically afraid of failure. We believe that any mistake means the end of the world. This fear paralyzes us and prevents us from trying new things.

The truth is that every successful person has experienced failure at some point. Thomas Edison failed thousands of times before inventing the light bulb, and he famously said, “I have not failed. I’ve just found 10,000 ways that won’t work.” Had I learned that failure is merely a lesson, not a final verdict, I would have been more courageous in trying new opportunities and learning from my mistakes instead of fearing them.

## 4. The Power of “No” and Setting Boundaries

Many of us in our twenties want to please everyone. We say “yes” to every request, even at the expense of our time and mental health. We think that refusing others means selfishness or weak relationships.

Had I realized early on that saying “no” politely is my right, I would have saved myself a lot of exhaustion and depletion. Setting boundaries with friends, family, and colleagues is not selfishness—it is essential for preserving your mental health and focusing your energy on what truly matters.

## 5. Money Is Not an End in Itself, But a Means

In our twenties, we equate success with the amount of money we have. We pursue high-paying jobs even if they don’t align with our passion or values.

Over time, you discover that money is important, but it’s not everything. What matters most is finding work that gives you meaning and a sense of accomplishment. Ask yourself: Will I be happy doing this work in ten years? Money is a means to achieve a decent life, but it is not the goal. The balance between work and personal life, deep human relationships, and a sense of inner satisfaction are what give life its true value.

## Conclusion

We cannot turn back time, but we can use the lessons of the past as a compass for the future. If you are in your twenties now, seize these tips and make them part of your journey. And if you have passed this stage, remember that wisdom knows no age, and every day is a new opportunity for a better beginning.